<?xml version="1.0" encoding="UTF-8"?>
<!--
  Sitemap index — points crawlers at the dynamic per-hostname sitemap served
  by the backend at /api/sitemap.xml. The dynamic endpoint returns the correct
  URLs for the brand mapped to the requesting hostname (root, /apply, and each
  vertical apply page).
-->
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <sitemap>
    <loc>/api/sitemap.xml</loc>
  </sitemap>
</sitemapindex>
